Loan Officer

NMLS# 266193

Licensed In CA

(619) 846-5781

(760) 683-6453


6790 Embarcadero Lane Suite 100, Carlsbad, CA 92011

Ricardo is your mortgage loan originator, who works side by side with a strong team that shares the same devotion to excellence.

Experienced, knowledgeable, and always up to date on the industry's latest products, Ricardo strives to exceed the customers' expectations in each and every transaction.

Whether it's time for you to:

  • Purchase your first home
  • Purchase your next home or a second home
  • Purchase and investment property
  • Refinance an existing mortgage

Ricardo has the know-how to find the perfect product for you!

Call today or click on the link below to get started!